Being a FLO Member Just Got Better.

FLO is proud to partner with Sonnet, Canada’s first fully online insurance company to bring exclusive perks & savings to our members. Take advantage of being a FLO Member and receive an exclusive discount with Sonnet. 

FLO Members who bundle could save an average of $421
on home and auto insurance.


Insure Your Home and Your Electric Vehicle With Sonnet

Don’t have a membership?

Sonnet, Canada’s first fully online insurance company, pulls your information in a safe and secure way, using the latest security standards and encryption technology. Using the information you provide, Sonnet generates a quote unique to you. The price you’re quoted is final and there are no hidden fees or follow up calls, ultimately saving you time and money. With Sonnet, you can quote, purchase and manage your policy entirely online.

Getting your exclusive FLO member discount* is easy. Follow the links below and use your 16 character FLO Account ID found in the My Cards section in The FLO mobile app as your Group ID – your discount will automatically be applied.

Reasons to Save with Sonnet Home and Auto Insurance:

  • Quote and buy online – Quote, buy, and manage your account and policy documents online.
  • 24/7 claims support – If you do need to submit a claim, you can rest assured knowing that you can get in touch with over 600 claim professionals and a network of certified partners across Canada. Plus, Sonnet’s hassle-free claims guarantee promises the quality of your repairs when you use pre-screened vendors.
  • Added value – Sonnet Connect ensures that you have protection for the things that matter most to you.
  • Named one of the top 10 car insurance companies in Canada – We’ve worked hard to provide our customers with the best product and service, and it shows. Insurance Business Canada magazine reports that Sonnet has been named one of the top 10 car insurance companies in Canada, a recognition we’re proud to share.


Don’t have a membership?

Get Access to 60,000+ charging stations.

Join for free

Already a member?

Claim your FLO Perks now.

Sign in & save today

The FLO Mobile App is your passport to over 60,000 charging stations including our partner networks at no extra cost

Download the app today!


The FLO Mobile App is available for free on iOS and Android, giving you the quickest way to start charging your EV using the FLO Network. The app makes it easy for members to manage their charging experience so that wherever they go, they can conveniently and reliabily charge their EV.

Easily locate charging stations, pay for charging sessions and view usage history.



Legal Disclaimer:

©2021 Sonnet Insurance. Sonnet Insurance® All trademarks used herein are owned by the respective entities. All rights reserved.

Policies underwritten by Sonnet Insurance Company. Sonnet Insurance Company (registration number 505190) is registered with Autorité des marches financiers as a damage insurance agency to offer automobile insurance, property insurance, fire insurance, liability insurance, credit insurance, and legal expense insurance. Sonnet Insurance Company (registration number 200043453) is also registered with Autorité des marches financiers as an insurer. The Autorité des marches financiers registers are available at

FLO and Sonnet have a commercial alliance.

Average savings of $421 annually, is calculated on a national basis (excluding Manitoba, British Columbia, Saskatchewan, Newfoundland and Labrador, Northwest Territories, Yukon, and Nunavut) of current bundled property and auto Sonnet policies as of January 2020, and includes affinity discount.

The 5 minutes to get insured is based on the average Sonnet customer experience.

* This discount is currently unavailable to residents of Nova Scotia for auto insurance.

Article source: The top 10 car insurance companies in Canada published 5 October 2020, Insurance Business Magazine,